When you need extra funds, we’re here to help.
We offer loan amounts and terms that will meet your budgeting needs.
- Purchase: Whether you are purchasing an automobile from a private party or a dealership we can have financing available for you before you sign the contract.
- Refinance: We may be able to lower your monthly payment.
With a Cash Reserve personal line of credit tied to your checking account, you will be ready for the unexpected. Cash Reserve is smart, easy, and ready when you need it.
- Borrow from $500 to $5,000
- Access funds by check, debit transaction, ATM, online transfer or phone transfer for one low fee per transfer or withdrawal1
- Pay interest only on the amount you borrow
CD Secured Loans
If you have a HomeTrust certificate of deposit (CD), you can get the funds you need immediately without withdrawing
- Access funds quickly
- Preserve savings, continue earning interest, and avoid early withdrawal penalties on your time deposits
- Pay a lower interest rate because your loan is secured with collateral
- Budget easily because your loan has a fixed term and rate
Take advantage of our competitive unsecured loan rates. Loans start as low as $2,500.
Use your loan for:
- Smaller Home Improvement Projects
- Debt Consolidation
- Major Purchases
Loans and lines of credit are subject to credit approval.
- A $7.00 transfer fee applies each time your cash reserve line of credit is accessed. See Cash Reserve Agreement for more details.