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Checking Comparison Everywhere
Connect Account
Loyalty Checking Premier Checking Primetime Checking Simple Checking
Checking Accounts Everywhere
Connect Account
OPEN
Loyalty
Checking
OPEN
Premier
Checking
OPEN
Primetime
Checking
OPEN
Simple
Checking
OPEN
Perfect for those who: Everywhere Connect Account
want cash rewards1
Loyalty Checking
have any loan with us
Premier Checking
keep higher balances
Primetime Checking
are age 50 or better
Simple Checking
prefer the basics
Minimum Opening Balance Everywhere Connect Account
$50
Loyalty Checking
$50
Premier Checking
$50
Primetime Checking
$50
Simple Checking
$50
Monthly Service Fee Everywhere Connect Account
$10
Loyalty Checking
$12
Premier Checking
$15
Primetime Checking
$0
Simple Checking
$0
How to Avoid Monthly Service Fee Everywhere Connect Account
5 debit card transactions or 1 recurring direct deposit
Loyalty Checking
HomeTrust Bank loan (auto, mortgage, or HELOC) and 1 recurring direct deposit
Premier Checking
Average combined deposit balance of $10,000 or an average combined deposit and loan balance of $25,000
Primetime Checking
Age 50 or better
Simple Checking
None
Interest-Earning Tiers Everywhere Connect Account
No interest
Loyalty Checking
$0 — $999
$1,000+
Premier Checking
$1,000 — $2,499
$2,500 — $9,999
$10,000+
Primetime Checking
$0 — $999
$1,000+
Simple Checking
No interest
Surcharge Refunds On Non-HomeTrust Bank ATMs Everywhere Connect Account
3 surcharge refunds
per month
Loyalty Checking
3 surcharge refunds per month
Premier Checking
5 surcharge refunds
per month
Primetime Checking
None
Simple Checking
None
HomeTrust Bank Fees on Other Banks’ ATMs Everywhere Connect Account
First 3 transactions
free, then $2 each
Loyalty Checking
First 5 transactions
free, then $2 each
Premier Checking
First 10 transactions
free, then $2 each
Primetime Checking
No HomeTrust Bank fees to use other banks ATMs2
Simple Checking
$2 fee for all non-HomeTrust Bank ATM transactions2
Other Benefits Everywhere Connect Account

  • $5 cash reward1 credited to account with 10 or more signature debit card transactions per monthly statement cycle.
Loyalty Checking

  • 1 free order of basic checks per year
  • Free official checks
  • Preferred rates on selected CDs
  • 2 free NSF reversal coupons at account opening with $500 minimum recurring Direct Deposit. See Fee Schedule for details.
  • Annual $25 discount on any size safe deposit box.3
Premier Checking

  • Unlimited free supply of basic checks.
  • Free official checks.
  • Preferred rates on selected CDs.
  • 2 free NSF reversal coupons at account opening with $500 minimum recurring Direct Deposit. See Fee Schedule for details.
  • Annual $25 discount on any size safe deposit box.3
Primetime Checking

  • 1 free order of basic checks per year
  • Free official checks.
  • Annual $25 discount on any size safe deposit box.3
Simple Checking
N/A

 

Account openings are subject to bank approval. For other fees applicable to your account, please view our Fee Schedule. For additional terms and conditions, please view our Deposit Account Agreement and Online Banking Agreement.

  1. A $5 cash reward will be credited to your account on the last day of each monthly statement cycle in which 10 or more signature debit card transactions have posted and settled. Maximum of $60 cash rewards per calendar year. No minimum balance to earn monthly $5 cash reward; however, a $50 minimum opening deposit is required. Monthly $5 reward program may be discontinued at any time without notice. Payments subject to IRS tax reporting requirements. 
  2. Fees may be incurred when using the card at non-HomeTrust Bank ATMs and when transactions would result in overdraft activity.
  3. Annual $25 discount on any size safe deposit box, subject to box availability. Box rent must be paid by automatic draft from HomeTrust Bank account. Safe deposit boxes are not a bank deposit, not bank guaranteed, not FDIC insured, and are not insured by any federal government agency.