Personal Checking

Select the checking account that’s right for you

We all have different needs depending on our stage of life, lifestyle, and the way we spend our money. That’s why we offer you a choice of checking accounts—at HomeTrust Bank, you select the one that makes the most sense for you.

Account opening subject to bank approval. For other fees applicable to your account, please view our Fee Schedule. For additional terms and conditions, please view our Deposit Account Agreement.

  1. A $5 cash reward will be credited to your account on the last day of each monthly statement cycle in which 10 or more signature debit card transactions have posted and settled. Maximum of $60 cash rewards per calendar year.  No minimum balance to earn monthly $5 cash reward; however a $50 minimum opening deposit is required. Monthly $5 reward program  may be discontinued  at any time without notice. Payments are subject to IRS tax reporting requirements.
  2. Internet service provider fees may apply.
  3. Third party standard messaging and data rates may apply. Deposits may not be immediately available for withdrawal.
  4. Fees may be incurred when using the card at non-HomeTrust Bank ATMs and when transactions result in overdraft activity.