HomeTrust Bank’s mortgage calculator helps you make better mortgage decisions

With this mortgage calculator, compare rates and monthly payments for a variety of mortgage loan options. Our calculator loads our current rates for you—an added convenience that many calculators don’t provide.


Enter Loan Amount:
Loan TypeRateAPRMonthly PaymentAs of
30 Year FixedRate 4.125APR 4.290 Monthly Payment As of April 28, 2017
15 Year FixedRate 3.250APR 3.526 Monthly Payment As of April 28, 2017
10 Year FixedRate 3.250APR 3.651 Monthly Payment As of April 28, 2017
5/1 ARMRate 3.500APR 3.979 Monthly Payment As of April 28, 2017
7/1 ARMRate 3.625APR 3.981 Monthly Payment As of April 28, 2017
10/1 ARMRate 3.875APR 4.084 Monthly Payment As of April 28, 2017

The advertised rates listed are based on the following assumptions: loan amount of $250,000 with a down payment of 20% for a single-family, owner-occupied primary residence. Pricing is based on 0% discount points. Monthly payments do not include taxes and insurance – actual obligation may be higher.

Annual Percentage Rate and terms subject to credit approval. Rates may be higher depending on individual circumstances including credit score, loan-to-value ratio and requested loan amount. ARM loans are variable rate loans; interest rates and payments may increase after loan origination. Click on the monthly payment for more details.

Make an informed decision

When you are considering buying or refinancing a home, the more information you have, the better decisions you can make. Knowing your monthly payment before you secure a loan helps you decide whether or not to proceed with the loan. If you are confident you can manage the payments, knowing your primary loan amount lets you create a budget, pay off debt as needed before you get a loan, and assess your financial situation in terms of future purchases. This includes items you may need after you buy or refinance a home.

That’s why HomeTrust Bank provides this handy mortgage payment calculator. This home loan calculator illustrates what you will pay using various fixed-rate or adjustable-rate types of loans.


Looking for more calculators? Find payment amortization, rent vs own, refinance break-even, and many other calculators on our additional calculators page.

Get started now

Our mortgage lenders can help you customize a loan that meets your financial needs. Contact a HomeTrust Bank lender in your community. You can learn more by reading our mortgage FAQ page.