BUSINESS DEPOSIT ACCOUNTS

Your business needs a deposit account that works the way you do. We have the business deposit accounts, plus the personal service and expertise that fits you and your business.

 

BUSINESS BENEFIT COMPARISON
CHART
Small
Business
Checking
Business
Growth
Checking
Business
Interest
Checking
Business
Analysis
Checking
Business
Money
Market
Compare our Business Deposit benefits to determine which account is best for you. Small Business Checking
A small business with fewer than 250 transactions per month.
Growth Checking
A growing business with 250-500 transactions per month.
Interest Checking
A business that maintains a high balance and wants to earn interest on idle funds.
Analysis Checking
A business that maintains a high balance and needs treasury management services.5
Money Market
A business with a high balance and limited transactions, that wants to earn interest.
Minimum to Open Small Business Checking
$100
Growth Checking
$100
Interest Checking
$100
Analysis Checking
$100
Money Market
$2,500
Monthly Fee Small Business Checking
No monthly fee
Growth Checking
$20
Interest Checking
$12
Analysis Checking
$20
Money Market
$10
Balance to avoid Monthly Fee Small Business Checking
N/A
Growth Checking
$15,000 Monthly Average Collected Balance
Interest Checking
$5,000 Monthly Average Collected Balance
Analysis Checking
N/A
Money Market
$2,500 Monthly Average Collected Balance
Earn Interest on collected balances Small Business Checking
No
Growth Checking
No
Interest Checking
$5,000+
Analysis Checking
No
Money Market
TIER 1 $1.00 – $9,999.99
TIER 2 $10,000.00 – $24,999.99
TIER 3 $25,000.00 – $99,999.99
TIER 4 $100,000.00 – $249.999.99
TIER 5 $250,000.00 – $499,999.99
TIER 6 $500,000.00 +
FREE Cash Deposits per month Small Business Checking
Up to $10,000 per month
Growth Checking
Up to $10,000 per month
Interest Checking
Up to $10,000 per month
Analysis Checking
$1.50 per $1,000
Money Market
Up to $10,000 per month
VISA Debit Business Check Card with Rewards Small Business Checking
Yes1
Growth Checking
Yes1
Interest Checking
Yes1
Analysis Checking
Yes1
Money Market
Not Available
FREE Transactions per Month Small Business Checking
250 combined items2
Growth Checking
500 combined items2
Interest Checking
250 combined items2
Analysis Checking
None
Money Market
$5.00 for each transaction
exceeding the transfer
limitations for each
statement cycle3
FREE first check order Small Business Checking
No
Growth Checking
Yes. Any IntroPack style
Interest Checking
No
Analysis Checking
No
Money Market
Yes. 40 pack Money Market checks
FREE Online Banking & Bill Pay Small Business Checking
Yes4
Growth Checking
Yes4
Interest Checking
Yes4
Analysis Checking
Not Available
Money Market
Yes4

 

  1. Fees may be incurred when using the card at non-HomeTrust Bank ATMs or when transactions result in overdraft activity.
  2. Combined items include: Deposits, deposited items, checks paid/debits, online bill payments and electronic debits and credits. Remote Deposit Capture deposits and deposited items are NOT included in the combined items.
  3. Pre-authorized or telephone transfers from a money market account to any other account or third party are limited by Federal regulation to six (6) transfers per statement period. Transfers and withdrawals are unlimited if made in person, by messenger, by mail or at an ATM.
  4. Free Online Banking and Bill Pay, up to 3 accounts with 3 users. $5.00 per month per additional user and/or account. Third party data, messaging and internet service provider fees may apply.
  5. See Treasury Management Services Fee schedule for additional information, including fees for Business Connect Online Banking.