HomeTrust Bank's focus is on helping customers with real estate acquisition through providing a variety of competitive and tailored loan programs, whether it's for a home, investment property, or commercial property. We are committed to making the loan process as easy, simple, and stress-free as possible. We put our customers first and will work hard to meet each customer's individual needs.

The combination of our experienced lenders, extensive loan programs, and our quick local loan approval has made us the #1 mortgage lender in Western North Carolina. In addition to our full-service lending services, we offer an extensive variety of checking accounts and banking services to meet each household, small business, and commercial needs.

In 2006 and 2007, HomeTrust Bank was voted “Best Bank” by the readers of the Asheville Citizen-Times.

For the years 2005-2007, HomeTrust Bank was voted "Best Bank," "Best Customer Service," and "Best Community Support" by the readers of the Waynesville Enterprise Mountaineer. In 2007, HomeTrust Bank was also voted "Best Senior Friendly Business" by the readers of the Waynesville Enterprise Mountaineer.