It's personal to us!

Local Sales and Service Representatives at every HomeTrust partner bank make it easy to switch! They'll work with you every step of the way, filling out the forms, gathering information, doing whatever it takes to help you find a banking home (and feel at home) with us!

Why Switch?

We have the accounts and mortgages you want, like:

FREE Checking (with no monthly service fee, no minimum balance, and FREE debit card)*

10, 12, and 15-year Mortgages with No Closing Costs and great rates**

And we're the kind of bank you want to work with...

local bankers making local decision based on what is best for your hometown, backed by all the resources of a two-billion-dollar regional partnership.

Switch to Better Transfer Kit Checklist

*Other checking accounts that include overdraft protection are subject to fees for each transaction paid into overdraft. Ask for a complete description of overdraft protection options, program features and fees.
$100 minimum opening balance required on all checking accounts.

**No closing costs for mortgage up to $250,000. Closing costs of $399 for loans between $250,000 and $417,000. Minimum loan amount of $50,000. Minimum down payment of 20–25% required. Payments do not include taxes and insurance premiums – Actual obligations may be higher. Annual Percentage Rate and terms subject to credit approval. Stop by for current rates and available terms. Borrower must have a HomeTrust Banking Partnership checking account, debit card, on-line banking and auto debit of mortgage payment. The no closing cost program is only available once in a 5 year period for each household. Program not included in Best Deal Guarantee offered by HomeTrust Banking partners.