About

Our Recipe for Preserving Hometown Banking

For almost a decade, the HomeTrust Banking Partnership has been providing a strategic alternative to community banks throughout our region. Our unique partnership provides the opportunity for us to combine our resources to better compete and thrive in this big-bank world, while preserving each of our unique identities and enhancing our ability to serve our customers and communities. Together, we can meet the challenges of the future and preserve the many benefits of hometown banking. Our customers continue to do business with the folks they've known and trusted for many years, and our partners stay deeply involved in our communities.

Each partnership bank operates as a separate division of the HomeTrust Banking Partnership with its own Board of Directors, management team, employees, and hometown identity.

By combining our resources, we can better afford the specialized human resources and the new technology needed to deliver competitive products and services to our customers and our communities.

Together, we can better respond to all that is changing:

• Technology
• Products & Services
• Regulatory requirements
• Competition

Together, we can better preserve the things we never want to change:

• Our unique and historic hometown identity
• Our culture and values
• Our focus on our customers
• Our commitment to our employees
• Our financial support and involvement in our communities

The HomeTrust Banking Partnership includes HomeTrust Bank, Tryon Federal Bank, Shelby Savings Bank, Home Savings Bank, and Rutherford County Bank. The Banking Partnership allows each member institution to maintain its own identity, while combining resources to achieve common goals and preserve hometown banking in their local communities. As a member of the Partnership, each bank has the capacity to offer commercial real estate loans as large as $19 million.

Together, the HomeTrust Banking Partnership has assets of over $1.6 billion and is the largest mutual bank headquartered in North Carolina and the 2nd largest in the Southeast.

Our Partnership has made it possible for our banks to preserve our heritage, identity and culture of serving our communities, once again demonstrating that It's Just Better Here.®