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For the better part of a century, people here have been making things better. Better businesses. Better communities. Better homes for families.
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We're from here. Local bankers working with local people to help you achieve your goals, objectives, hopes, and dreams.
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You know what's best for you. That's why we're committed to listening and working together to find -or create- better solutions for you and your family.
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Our neighborly, knowledgeable, listen-first-talk-later approach to service is the cornerstone of our business. It's a strategy designed for the long haul.
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Right now, we're about double the FDIC standard for a well-capitalized bank. So, we have the resources to help you do great things.
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We're optimistic about the future. Sunshine. Blue skies. And a tomorrow that's better than today. That's why our people treat you so well. We're genuinely happy to see you.
All of which adds up to the fact that now more than ever... 
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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, andmoney-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, andmoney-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
*Annual Percentage Yield accurate as of today. APY guaranteed for one year from account opening date. Fees
may reduce earnings. Minimum opening savings balance of $50. Maximum opening deposit of $250. $3,000
maximum deposit over 12 months. HomeTrust Bank checking account with debit card, online banking, and auto
transfer required. Over-the-counter deposits and mail deposits not accepted for this account. Monthly auto
transfer to savings limited to $250 per month. If transfer exceeds $250 per month, account no longer qualifies for
5% APY. Limit one savings account per checking account and maximum four savings accounts per household.
